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The cornerstone of financial literacy is learning to live within your means.
What exactly does that look like? It’s actually very simple! You don’t spend more than you make! That means you need to be aware of what you earn and what your expenses will be. You need a budget! You need a plan on how to spend your money.
“A good financial plan is a road map that shows us exactly how the choices we make today effect our future.”
— Alex Von Tobel
“A budget is more than just a series of numbers on a page; it is an embodiment of our values."
— Barack Obama
“A penny saved is a penny earned!”
— Benjamin Franklin
“Savings is a commitment, not an amount.”
— Todd R. Christenson
“A budget is telling your money where to go instead of wondering where it went.”
— Dave Ramsey
“Never spend your money before you make it."
— Thomas Jefferson